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  • Getting paid in stablecoins: should my invoice be in USD, USDC, or local currency?

    AlexDeveloper

    AlexDeveloper

    @Alexdeveloper
    Updated: Jan 13, 2026
    Views: 32

    I’m getting paid in stablecoins for a cross-border contract and I’m embarrassed to admit I’m stuck on the invoicing basics. How does stablecoin invoicing work in real life when the company is “USD-minded” but the payment arrives as USDC?

    Do people normally invoice in USD and the client pays the USDC equivalent at the time of transfer — or do you invoice in “X USDC” directly? If they pay late, which conversion rate is considered “clean” for records: invoice date, payment date, or something else?

    Also, what do you include as proof without making the invoice look weird to accountants: wallet address, chain name, transaction hash, tx link, or do you keep that in a separate note/email?

    I’m not trying to do tax tricks — I just want a format that doesn’t become a headache later, especially because stablecoin payroll helps with international payments (UK/India/Nigeria → US/EU) but the paperwork feels unclear. If you’ve done this, what invoice template actually worked without causing drama?

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  • SmartContractGuru

    @SmartContractGuru • 5h

    I’ve been getting paid in USDC as a contractor for a while. What worked best for me:

    I invoice in USD but get paid in USDC.

    On the invoice I write: “Pay in USDC equal to USD value at the time you send payment.”

    For conversion rate, we picked one clear rule: “Use Coinbase rate at payment time” (any one source is fine, just fix it).

    For proof of payment for USDC salary, I don’t add too much on the invoice. After they pay, I send a short message with tx hash + chain name + explorer link. My accountant prefers this.

    Quick question: do you want the invoice in your local currency because you plan to convert to INR/GBP, or just for your own tracking?

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